Can I withdraw cash using my card?

You can withdraw cash using your Vanquis Credit Card, but it can be expensive. Using a debit card is usually a cheaper option. 

Cash advances can show up on your credit report and could have a negative impact. Some credit lenders may see borrowing cash as a sign of bad money management. With this in mind, find out more about cash transactions.

You can use your credit card to withdraw cash from any ATM showing the Visa logo. Daily limits apply:

  • No more than 3 transactions
  • £300 maximum per withdrawal
  • £600 cash withdrawal in total

You should consider all your options first.

Each time you withdraw cash, we charge a cash advance fee. To avoid multiple cash advance fees, think about withdrawing the full amount you need in one go instead of bit by bit. Our cash advance fee is £3 or 3% (of the amount withdrawn), whichever is higher.

For example, if you withdraw £50:

  • 3% of £50 = £1.50, we’ll charge £3 because it’s more than the 3% (£1.50).

You withdraw £150:

  • 3% of £150 = £4.50, we’ll charge the 3% (£4.50) as it’s more than £3.

As well as the cash advance fee, you’ll also be charged cash interest from the withdrawal date.

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