Here are a few tips to consider that could help you build your credit rating and improve your credit score with a Vanquis Credit Card:
- Pay at least your minimum amount each month. This’ll reduce how much we charge you in interest.
- Avoid missing a payment.
- Always make payments on time. We make this easy with Direct Debits, which you can set to pay your minimum amount automatically (or more if you can afford it). This way, you won’t have to worry about missing a payment.
- Use your available credit, but not all of it. For example, if your credit limit is £1,000 and you use £500, you’re using 50% of your limit. This will prove to other lenders that you’re not completely dependent on credit.
