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Home breadcrumb separator Help Centre breadcrumb separator Credit Cards breadcrumb separator Ways To Pay breadcrumb separator What is Pay by bank?

What is Pay by bank?

We’ve partnered with NatWest to bring you Pay by Bank:

  • A fast, simple and secure way to pay your card from your bank account
  • Enjoy immediate updates to your available balance *
  • Only available in the app

* Your available credit should be updated within two hours. If you make your payment before 6pm, your account balance should update the same working day. If you make your payment after 6pm, your account balance should update the next working day.

The date you send your payment is the date it will be applied to your account, once it has cleared.  If your payment is still clearing when your due date passes, you won’t be charged a late payment fee, as long as the payment was sent before the due date.

Related FAQs

How do I pay my credit card?
Most people find that Direct Debit is the simplest way to pay their credit card, as the amount is automatically taken from their chosen bank account each month. But if one-off payments suit you better, head to the Vanquis app and...
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How do I manage a Continuous Payment Authority?
A Continuous Payment Authority (CPA) can also be known as a Recurring Debit Card Payment. It is a payment method, where you give us the authority to take payments from your debit card at regular intervals (like weekly or monthly). You may already have a CPA in place, but we now only offer payments by CPA in exceptional circumstances, for example for customers who are behind with their payments. Most customers now set up a Direct Debit to make regular payments. Tap here to set up a Direct Debit. If you do have a CPA set up and want to amend or cancel it, please give us a call on 0330 099 3000.
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How do I find out my credit card payment due date, statement balance and amount to pay?
You can find all this info on the home screen of the app. Your statement balance is the amount owing since your last statement was produced. Your due date is the date you need to pay at least your minimum payment amount by.
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