What is Pay by Bank?

We’ve partnered with NatWest to bring you Pay by Bank:

  • A fast, simple and secure way to pay your card from your bank account
  • Enjoy immediate updates to your available balance *
  • Only available in the app

* Your available credit should be updated within two hours. If you make your payment before 6pm, your account balance should update the same working day. If you make your payment after 6pm, your account balance should update the next working day.

The date you send your payment is the date it will be applied to your account, once it has cleared.  If your payment is still clearing when your due date passes, you won’t be charged a late payment fee, as long as the payment was sent before the due date.

Related FAQs

Can I pay my Vanquis Credit card bill at my bank or a Post Office?
You can use your pre-printed giro (at the bottom of your monthly statement) to pay in-person at your bank or local Post Office. Please make cheques payable to ‘Vanquis Bank’, followed by your 16-digit Vanquis Credit Card number. On the back, you’ll need to write your name and the same card number. Once we’ve received...
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How do I pay my credit card?
Most people find that Direct Debit is the simplest way to pay their credit card, as the amount is automatically taken from their chosen bank account each month. But if one-off payments suit you better, head to the Vanquis app and...
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How do I manage a Continuous Payment Authority?
A Continuous Payment Authority (CPA) can also be known as a Recurring Debit Card Payment. It is a payment method, where you give us the authority to take payments from your debit card at regular intervals (like weekly or monthly). You may already have a CPA in place, but we now only offer payments by CPA in exceptional circumstances, for example for customers who are behind with their payments. Most customers now set up a Direct Debit to make regular payments. Tap here to set up a Direct Debit. If you do have a CPA set up and want to amend or cancel it, please give us a call on 0330 099 3000.
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