Is there a fee if I transfer a balance to my credit card?

There’s usually a one-off fee when you transfer a balance – you can check this before you apply.

It’s a percentage of the total amount you’re moving and it’ll be added to your balance when you make the transfer.

For example, if you’re moving £900 with a 2.9% transfer fee, you’ll be charged an extra £26.10. That means the total you owe will be £926.10.

 

Related FAQs

How long does a balance transfer take?
If your request was approved, we aim to process it in line with these timescales ...
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I requested a balance transfer.  Can I cancel this?
Unfortunately not, sorry. Once you’ve asked us to start a balance transfer, we're unable to cancel this.
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How many balance transfers can I request?
If a balance transfer offer is available, we'll show you this in the Vanquis app ...
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