How do I pay off my balance transfer?

If you don’t pay your statement balance in full, we’ll use any payments to reduce your highest interest balances first. These balances are on your standard interest rate.

If you clear your standard rate balances, you’ll then start to pay off your transferred balances. 

If you pay off as much as you can during the balance transfer offer period, you’ll reduce the amount of interest you pay.

Related FAQs

How long does a balance transfer take?
If your request was approved, we aim to process it in line with these timescales ...
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I requested a balance transfer.  Can I cancel this?
Unfortunately not, sorry. Once you’ve asked us to start a balance transfer, we're unable to cancel this.
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How many balance transfers can I request?
If a balance transfer offer is available, we'll show you this in the Vanquis app ...
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