How long does a balance transfer take?

You can give us your instructions at any time, but for us to receive and process the instructions on the same day, you’ll need to give us your instructions before 3pm on a working day.  The money will reach the account you’re paying before the end of the same working day.

Or, if you give us your instructions after 3pm on a working day or at any time on a non-working day, the money will arrive on the next working day.

Related FAQs

I requested a balance transfer.  Can I cancel this?
Unfortunately not, sorry. Once you’ve asked us to start a balance transfer, we're unable to cancel this.
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How many balance transfers can I request?
If a balance transfer offer is available, we'll show you this in the Vanquis app ...
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Can I lose my balance transfer rate?
Yes, if you fall behind with two consecutive payments, you will lose your balance transfer rate. You’ll then be charged ...
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