What happens if I go over my credit limit or miss a payment?

If you go over your limit or miss a payment, you may be charged an over limit or late payment fee.

We’re always ready to help you get things back on track. You can find more support here.

Need more help?

Visit the contact us page

Related FAQs

I'm worried about my finances can you help?

If you're worried about your finances, please reach out to us as soon as you can. You can visit our website for more support, including…

How will you contact me if I'm in persistent debt?

We’ll send you a letter or email to tell you how you can repay your balance quicker – and avoid paying more in interest and fees ...

I need help with my spending. What can I do?

It's worth taking a look at Snoop, our free money management app ...