Compare our credit cards
- Our range of cards can do different jobs for you
- Get help with everyday spending, clearing a balance, building your credit score - or a bit of everything
- Check your eligibility without affecting your credit score
Credit Builder Credit Card
This one’s designed to help build your credit score
- Cashback with selected retailers.
- £250 - £2,500 personalised credit limit.
- Credit Builder Card Provider of the Year Moneyfacts Awards 2023, 2024 and 2025.
Representative 37.9% APR (variable)
See the summary box for more info on how your APR and credit limit may vary.
To understand how we use your personal information, see our privacy notice.
Purchase Credit Card
This one’s designed to help you spread the cost of larger purchases.
- 0% interest on purchases for up to 9 months. You must make your purchase within the first 3 months of account opening to qualify for the 0% offer.
- Cashback with selected retailers.
- £250 - £2,500 personalised credit limit.
Representative 39.5% APR (variable)
See the summary box for more info on how your APR, credit limit and promo offer may vary.
To understand how we use your personal information, see our privacy notice.
Balance Transfer Credit Card
This one’s for paying off other balances
- 0% interest on balance transfers for up to 19 months.
- 0% interest on purchases for 3 months.
- £250 - £7,000 personalised credit limit.
Representative 35.9% APR (variable)
See the summary box for details of your APR, credit limit and balance transfer offer, which may vary. Balance transfers must be made within 60 days of account opening.
See our privacy notice to understand how we use your personal information.
The minimum amount you can transfer to your Vanquis card is £100. The maximum is 90% of your credit card limit. For example, if your limit is £1000, you can move up to £900. If there’s a 3.9% transfer fee and you transfer £900, a £35.10 fee will be added to your balance.
Low APR Balance Transfer Credit Card
This one has an introductory rate to help you save money on credit card debt
- 9.9% or 12.9% interest on balance transfers made within 60 days of account opening.
- Pay 9.9% or 12.9% for up to 36 months on balance transfers, subject to eligibility.
- £250 - £7,000 personalised credit limit.
Representative 40.9% APR (variable)
See the summary box for more info on how your APR, credit limit and promo offer may vary. Balance transfers must be made within 60 days of account opening to benefit from the 9.9% or 12.9% offer.
To understand how we use your personal information, see our privacy notice.
The minimum amount you can transfer to your Vanquis card is £100. The maximum is 95% of your credit card limit. For example, if your limit is £1,000, you can move up to £950.
Travel Credit Card
This one helps you manage your spending at home or abroad
- AirRefund - Claim flight compensation quickly and easily.
- Zero foreign transaction fees on overseas transactions.
- £250 - £2,500 personalised credit limit.
Representative 40.9% APR (variable)
Please note some benefits are provided by third parties and the benefits and providers could change.
See the summary box for more info for how your APR, credit limit and promo offer may vary.
To understand how we use your personal information, see our privacy notice.
That colour looks great on you
Vanquis credit cards come in a range of different colours.
You’ll be able to choose your card colour once your application has been accepted.
Am I eligible for a Vanquis Credit Card?
Check your eligibility with no impact on your credit score. Once you’re confident you’ll likely be accepted, you can apply in a few steps.
You can apply if you are 18 years old or over, have a regular income and are a permanent UK resident.
You’re not eligible if you are currently bankrupt, have an active Individual Voluntary Arrangement (IVA), have a card or open application with us or have been declined by us in the last 6 months.
We’ll need your:
- Address details for the last 3 years
- Your bank details
- Your annual income and your monthly outgoings.
What is a credit card?
Why choose a Vanquis Credit Card?
As part of Vanquis Banking Group, we’ve been helping people manage their money for over 140 years. Over 5 million people have already been accepted for a Vanquis card.
We make sure our credit cards are easy to apply for and simple to manage. And above all, we’re honest and responsible when it comes to credit cards – we only offer them to people we think can afford the repayments. Read more about us.
How to choose the right credit card
Getting the right credit card can make a big difference to your finances. Start by thinking about how you spend money and what your goals are. If you’re looking to build or rebuild your credit, a credit builder card could be a smart move. If you have debt, a balance transfer card could help you save on interest.
Compare the fees, interest rates and benefits to find the card that ticks your boxes. This’ll help you manage your money better and get the most out of your credit card.
Take control
Understand your credit score, improve your financial habits or explore ways to manage your credit.
How could Vanquis help improve my credit score?
Improving your credit score depends on how well you manage your card. This means:
Staying within your credit limit – to help you control your spending and payments, our credit card offers come with a tailored credit limit. Our app also makes it easy to track your spending to help you stay within your limit.
Paying on time – you can easily set up a Direct Debit in our app and choose a payment date that suits you.
Paying off at least the minimum monthly amount – doing this helps avoid late payment fees. But paying more than the minimum amount – with a fixed monthly payment or even better, the full balance – can help you clear debt and boost your credit score faster.
An app that puts you in control
Check your balance, make payments and get up-to-date account info 24/7. All on the Vanquis app.
