Credit card terms and conditions
Here you can find our different credit card product terms and conditions.
Credit card terms and conditions
Credit card general terms and conditions
Click to pay terms
Click to Pay™ is a new way to shop online quickly and securely without having to enter your full card details every time.
We’ll automatically register your Vanquis card for Click to Pay from 26 October 2026, although you can choose to register sooner or opt out at any time. You can do this in the Vanquis app or by calling us.
If you already have a Click to Pay account with Visa, we’ll still register your card so you can manage it in the Vanquis app (unless you opt out).
To understand how Click to Pay works and what it means for you, please see the Click to pay terms here.