Vanquis Credit Card July Foreign Purchase and Cash Transaction Fee Waiver Terms and Conditions
These Terms and Conditions cover the Vanquis Credit Card July Foreign Purchase and Cash Transaction Fee Waiver (the “Transaction Fee Waiver”). Your Vanquis Credit Card Agreement still applies, and these Terms and Conditions are additional to the Credit Card Agreement. By taking part in this Transaction Fee Waiver, you agree to be bound by and are deemed to have accepted these Terms and Conditions.
In these Terms and Conditions “we”, “us” and “our” means Vanquis Bank Limited, incorporated and registered in England and Wales with company number 02558509 whose registered office is at Fairburn House, 5 Godwin Street, Bradford, BD1 2AH.
The Transaction Fee Waiver
We are waiving foreign purchase and cash transaction fees for the duration of the Waiver Period on card transactions made outside the United Kingdom during the Waiver Period using your Vanquis Credit Card (your “Card”).
Foreign cash transactions including cash withdrawals and foreign currency purchases will still be charged a cash transaction fee of £3 or 3% of the transaction/withdrawal (whichever is higher). Interest on this fee is charged at the cash rate applicable to your Card from when you make the foreign cash withdrawal or foreign currency purchase.
The Waiver Period
The Waiver Period is from 1 July to 31 July 2026 (inclusive) measured using UK British Summer Time. Any card transactions from using the Card outside these dates will not qualify for the Transaction Fee Waiver.
Cancellation of the Transaction Fee Waiver
We reserve the right to cancel, suspend or terminate the Transaction Fee Waiver at any time without giving reasons. If we need to do this, we will put a notice on this web page www.vanquis.com/legal/credit-card-summary/july-foreign-transcation-fee-waiver-terms-conditions.
Eligibility Criteria
You must be a resident in either England, Wales or Scotland during the whole Waiver Period. If a new customer, you must have opened your Card account by midnight on 30th June 2026.
Privacy
By taking part in this Transaction Fee Waiver you agree to your personal information being used to process your Transaction Fee Waiver. Vanquis will use your personal information only in line with these terms and conditions and our privacy notice.
Exclusion
We will not be liable to you for any loss, cost or charge you incur where a Transaction Fee Waiver is not made because of merchant or Visa system availability or any other reason outside our reasonable control.
General
The laws of England and Wales apply to these terms and conditions. Any disputes will be subject to the non-exclusive jurisdiction of the courts of England and Wales. This means that you can choose whether to bring a claim in the courts of England and Wales.