How do you work out my interest rate?

We work out your interest rate using the info you supplied during your application. We also look at your credit history held at Credit Reference Agencies.

Related FAQs

How do you charge interest on my Vanquis Credit Card?
We calculate your interest daily, based on the total amount you owe ...
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What is purchase interest?
A 'purchase' is when you use your credit card in a shop, on the phone or online to buy things ...
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What is 'estimated interest'?
The estimated interest is based on the minimum payment reaching us by the payment due date ...
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