Sophia Hodges
Lead Partnership Marketing Manager
With a background in credit card partnership marketing, Sophia’s expertise lay in connecting people to the right credit card options. They focus on making credit cards easier to understand, helping customers choose products that fit their needs with confidence.
13 August 2025
Contactless Payment Guide
Contactless payments have become the norm in recent years, especially with many businesses going completely cashless. But how do contactless payments work? In this guide, we’ll cover everything you need to know about contactless payments, and how they’ve changed the way we spend.
29 May 2025
Credit Building Credit Cards
What are credit building cards? Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history. By Sophia Hodges Created – 17 April 2025 Estimated read time: 3 mins About credit building credit cards If you don’t have sufficient credit history, either because you’ve...
Articles from Sophia
About balance transfer cards
With a balance transfer credit card, you can move debt from one card to another. We explain how balance transfer cards work, the pros and cons, what fees to watch out for and whether it could be the right move for you....
Credit building credit cards
If you’ve got a limited or poor credit history - or you’re new to the UK - a credit building card could help you get started. This guide explains everything about credit building cards, who they’re for and how to get the most from them....
Credit card numbers explained
If you’ve ever wondered what all the numbers and codes on your credit card mean, this guide breaks it down for you. Plus, there are tips on how to keep your card details secure and avoid fraud....
More from this author
Credit cards vs debt card
Not sure which card to use? This handy guide breaks down how credit and debits cards work, when each one might be the better option and what to watch out for when it comes to fees, interest and your credit score...
Instant decision credit cards
If you have a good credit score, an instant decision credit card gives you a quick idea of whether you're likely to be accepted. Here's an overview of the process and how they could help...