Want to feel on top of your finances? We can help you build your knowledge and confidence around all aspects of your money.
Make sure you’re not missing out on financial support.
Borrowing money can be an essential part of life for some - but it's important to be armed with all the facts. Here's an overview of some of the more common ways to borrow, how they work and what you might want to think about....
Ever seen the terms ‘soft’ or ‘hard’ credit check and wondered what they really mean? In this guide, we explain how they work, what makes them different and how they can affect your credit score....
Missing a payment or paying late can impact your credit score - even if it just happens once. Here, we explain the difference between the two and what you can do to stay on track with your repayments....
If you fall behind on debt and it goes to court, you could be issued with a County Court Judgment (CCJ). In this guide, we explain what a CCJ is, how to check if you have one and what you can do to deal with it....
An Individual Voluntary Arrangement (IVA) is a formal agreement to help you repay debt in a manageable way. Here’s an overview of how IVAs work, who they’re suitable for and what to consider before going ahead - plus the pros, cons and alternatives....
Considering a second credit card? Learn more about owning multiple credit cards with our useful guide. ...
Choosing the best credit card can be difficult. That’s why we’ve put together this guide. It covers how to choose the best card for your finances, how to filter out unsuitable cards, and what you need to apply....
In this guide, we share practical tips to help trim your household costs - whether it’s your food shop, utility bills or monthly subscriptions - without feeling like you’re missing out....
Not sure which card to use? This handy guide breaks down how credit and debit cards work, when each one might be the better option and what to watch out for when it comes to fees, interest and your credit score....
If you have a good credit score, an instant decision credit card gives you a quick idea of whether you’re likely to be accepted. Here’s an overview of the process and how they could help....
With a balance transfer credit card, you can move debt from one card to another. We explain how balance transfer cards work, the pros and cons, what fees to watch out for and whether it could be the right move for you....
Having a poor credit score could make it more difficult to get credit. Read our credit score guide to find out how to improve your score....
If you’ve got a limited or poor credit history - or you’re new to the UK - a credit building card could help you get started. This guide explains everything about credit building cards, who they’re for and how to get the most from them....
If you’ve ever wondered what all the numbers and codes on your credit card mean, this guide breaks it down for you. Plus, there are tips on how to keep your card details secure and avoid fraud....
We explain what a credit limit is, how it's set, what happens if you go over it and how you can adjust it. Whether you're looking to increase your credit limit or simply manage your spending, here’s all the important info....
Our useful guide explains how an APR works, the difference between APRs and interest rates and how to compare offers. Plus, we cover the different types of APRs - like variable and fixed rates - so you can make informed decisions before applying for credit....
Contactless payments have become the norm in recent years, especially with many businesses going completely cashless. But how do contactless payments work? In this guide, we’ll cover everything you need to know about contactless payments, and how they’ve changed the way we spend. ...
Want to know how money transfer credit cards work? Here’s what they’re all about....
Understand the differences between secured cards and unsecured credit cards. Read our useful guide and find out which credit card option is best for you....
A new survey by Vanquis highlights Brits’ attitudes towards discussing salary. These findings come as the UK sees a generational shift in attitude towards openly talking about finances, with just one-third stating this is still an off-limits topic....
How much is impulse spending costing the average Brit, what are we buying and what is the impact of social media?...
A new study by Vanquis bank highlights the cost of socialising across major UK cities. In this article, we outline areas of the UK where it’s easier to afford and maintain friendships....
Our newest study reveals universities are owed over £486 million in unpaid, private fees on top of tuition fees and maintenance loans....
