Compare our cash ISAs
Our cash ISAs are a great way to help you build your savings – the interest you earn is completely tax free. We also offer ISA transfers, so you can switch your ISA from your current provider.
Key facts
- Save £1,000 to £20,000 in the current tax year
- Interest can be paid monthly or annually
- Earn tax-free interest that doesn’t count towards your Personal Savings Allowance
- The savings you have across your Vanquis accounts are protected by the Financial Service Compensation Scheme (FSCS) up to a total of £120,000
Why choose a cash ISA account?
- Grow your savings tax-free and make the most of your annual £20,000 ISA allowance
- You can transfer an existing ISA from another provider to Vanquis with ease
Important deadlines for ISA customers
Just a reminder, the ISA allowance for the tax year ending 5 April 2026 (2025/26) is £20,000.
Opening an ISA? Here’s when to submit your application
You need to have successfully opened your account (including validation checks where necessary) and deposited funds by 11.59pm on 5 April 2026 for them to count towards your 2025/26 ISA allowance. Any funds received after this will count towards your allowance for the tax year ending 5 April 2027 (2026/27).
Cash ISA limit changes
All customers can contribute a maximum of £20,000 to cash ISA account(s) in the tax year commencing 6 April 2026. Please note that in last year’s Autumn Budget, the Government announced plans to reduce the cash element of the overall annual allowance for savers under 65 to £12,000 from 6 April 2027 (tax year 2027/28).
ISA Transfer forms
If you are transferring an ISA from another provider and they do not subscribe to the ISA Transfer Service you can print and send us the relevant form at any time.
These products are a limited offer and may be withdrawn at any time. The interest rates we offer will vary from time to time, so it is important to keep a regular eye on the wider market because better rates may be available elsewhere.
Your eligible deposits with Vanquis Bank Limited are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
*AER stands for annual equivalent rate and illustrates the interest rate if interest was paid and compounded once each year.
Applications are subject to: confirmation of name and address; valid identification; UK residence; minimum 18 years of age. Please read our Terms and Conditions.
Protecting your money
You’re protected by the Financial Services Compensation Scheme up to a total of £120,000 across your accounts.
