Savings accounts
- FSCS protected
- Manage everything on your mobile with our online service
- We’re a UK-based bank with a 140 year history
Important deadlines for ISA customers
Just a reminder, the ISA allowance for the tax year ending 5 April 2026 (2025/26) is £20,000.
Opening an ISA? Here’s when to submit your application
You need to have successfully opened your account (including validation checks where necessary) and deposited funds by 11.59pm on 5 April 2026 for them to count towards your 2025/26 ISA allowance. Any funds received after this will count towards your allowance for the tax year ending 5 April 2027 (2026/27).
Cash ISA limit changes
All customers can contribute a maximum of £20,000 to cash ISA account(s) in the tax year commencing 6 April 2026. Please note that in last year’s Autumn Budget, the Government announced plans to reduce the cash element of the overall annual allowance for savers under 65 to £12,000 from 6 April 2027 (tax year 2027/28).
Our savings accounts
We offer Easy access, Fixed rate, Notice and Cash ISA savings. Our customers have over £2 billion saved with us.
Easy access savings
Quick access to your cash when you need it.
Fixed rate savings
Notice savings
Cash ISA
Earn interest tax-free. Save up to £20,000 in the current tax year.
Triple Access Cash ISA
(issue 4)
4.08%
gross/AER* (variable)
for up to 3 withdrawals
2.00%
gross/AER* (variable)
for 4 or more withdrawals
- Save from £1,000
Easy Access Cash ISA
(issue 5)
3.25%
gross/AER* (variable)
- Save from £1,000
1 Year Fixed Cash ISA
4.08%
gross/AER* (fixed)
- Save from £1,000
2 Year Fixed Cash ISA
4.05%
gross/AER* (fixed)
- Save from £1,000
30 Day Notice Cash ISA
(issue 5)
3.48%
gross/AER* (variable)
- Save from £1,000
These products are a limited offer and may be withdrawn at any time. The interest rates we offer will vary from time to time, so it is important to keep a regular eye on the wider market because better rates may be available elsewhere.
Your eligible deposits with Vanquis Bank Limited are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
*AER stands for annual equivalent rate and illustrates the interest rate if interest was paid and compounded once each year.
Applications are subject to: confirmation of name and address; valid identification; UK residence; minimum 18 years of age. Please read our Terms and Conditions.
Let’s help you compare
What are you looking for?
Easy Access Accounts
I want to be able to take my money out at any time
Fixed Rate Accounts
I want to know exactly what I'll earn on my savings
Cash ISA
I want to earn interest tax-free
Why save with Vanquis?
- Choose when and where the interest you earn is paid
- You’re protected by the Financial Services Compensation Scheme up to a total of £120,000 across your accounts
- We’re a UK-based bank with a 140 year history
- Apply and manage your account online
- Save up to £250,000 with us
- You’re eligible to apply if you’re 18 or over and a UK resident
Protecting your money
You’re protected by the Financial Services Compensation Scheme up to a total of £120,000 across your accounts.
