Vanquis Credit Card Summer Cashback Offer Terms and Conditions
These Terms and Conditions cover the Vanquis Credit Card Summer Cashback Offer (the “Cashback Offer”). Your Vanquis Credit Card Agreement still applies, and these Terms and Conditions are additional to the Credit Card Agreement. By taking part in this Cashback Offer, you agree to be bound by and are deemed to have accepted these Terms and Conditions.
In these Terms and Conditions “we”, “us” and “our” means Vanquis Bank Limited, incorporated and registered in England and Wales with company number 02558509 whose registered office is at No.1 Godwin Street, Bradford, BD1 2SU.
The Cashback Offer
You will receive 2% cashback on eligible card transactions made during the Offer Period using your Vanquis Credit Card (your “Card”). This will be capped at a maximum total credit to your Card of £20. Even if you make additional card transactions, you will not receive more than £20. The minimum amount you can earn cashback on is 50p.
Certain types of spending will not qualify as eligible card transactions for the Cashback Offer. These include:
- Gambling transactions (including but not limited to betting, track, casino or lotto/lottery transactions)
- ATM transactions and cash withdrawals
- Financial service transactions (including but not limited to money transmission orders, purchases of foreign currency or travel cheques, purchases of financial services such as insurance)
- Transactions that are voided, reversed or cancelled
You will receive your cashback as a credit amount on your Card account within 14 working days after your card transaction. The cashback will appear on your statement as “Vanquis Cashback”. The cashback credit does not count towards your minimum repayment amount.
The Offer Period
The Offer Period is from 21 July to 31 August 2025 (inclusive). Any card transactions from using the Card outside these dates will not qualify for the Cashback Offer.
Cancellation of the Cashback Offer
We reserve the right to cancel, suspend or terminate the Cashback Offer at any time without giving reasons. If we need to do this, we will put a notice on this web page www.vanquis.com/legal/sum-cb.
Eligibility Criteria
To be eligible for this Cashback Offer you must be the recipient and addressee of our communication about the Cashback Offer. You must be a resident in either England, Wales or Scotland during the whole Offer Period.
We cannot make the Cashback Offer payment if there is any legal, regulatory or other restriction that stops us from crediting the Card with the Cashback Offer payment. This may include any evidence of fraud. We cannot make the Cashback Offer payment if the Card has been reported as lost or stolen.
Privacy
By taking part in this Cashback Offer you agree to your personal information being used to process your cashback. Vanquis will use your personal information only in line with these terms and conditions and our privacy policy, which can be found here: Privacy Notice – Vanquis.
Exclusion
We will not be liable to you for any loss, cost or charge you incur where a Cashback Offer credit is not made because of merchant or Visa system availability or any other reason outside our reasonable control.
General
The laws of England and Wales apply to these terms and conditions. Any disputes will be subject to the non-exclusive jurisdiction of the courts of England and Wales. This means that you can choose whether to bring a claim in the courts of England and Wales.