Complaints Data & Financial Ombudsman Information

Find out what you can do if your complaint wasn’t resolved.

Financial Ombudsman Service

If you raised a complaint with us and we weren’t able to resolve it to your satisfaction, you can refer it to the Financial Ombudsman by:

Please visit the Financial Ombudsman for the most current information on how to raise a complaint and the options available to you.

If you don’t raise a complaint with us first, you won’t be able to refer it to the Financial Ombudsman Service.

Complaints data publication

The Financial Conduct Authority (FCA) requires all companies regulated by them to publish high level information about complaints. The information is published twice a year from 1 January to 30 June and 1 July to 31 December. The FCA also requires firms to break down the nature of complaints into product categories. Currently, all complaints we receive relate to the Banking and Credit Cards and Credit product categories. We’ve listed our complaints data below.

Complaints Publication Report

Firm name: Vanquis Bank Limited
Group (if applicable): N/A
Other firms included in this report (if any): N/A
Period covered in this report: 30/06/24 to 31/12/24

Brands/trading names covered: Vanquis, Vanquis Bank, Vanquis Bank Savings, Vanquis Savings, Vanquis Bank Loans, Vanquis Loans, Blue, Gold, Chrome, Origin, Sunflower Loans, Vanquis Card, Vanquis Credit Card, Vanquis Classic.

Product/Service grouping​
Banking and Credit Cards​
Provision (at reporting period end date)​​
20.04 per 1,000 accounts​
Total number of complaints opened​
26,951
Total number of complaints closed​
31,574​
Percentage closed within 3 days​
12.5%​​
Percentage closed after 3 days but within 8 weeks​​
80.4%​​
Percentage upheld​​
19.9%​
Main reasons complaints were opened​​
Advising, arranging and selling​