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Choose the right credit card for you below…

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£25 Amazon.co.uk Gift Card only available to newly approved credit card customers that arrive directly from the promotion website.

Must spend at least £50 within the first 2 months of opening. Cash transactions, money transfers, balance transfers, interest, fees, and charges will not count towards the qualifying spend. Must be over 18 years of age and a resident of the UK. *Restrictions apply, see amazon.co.uk/gc-legal. See our full T&Cs.

With responsible use a Vanquis Credit Card could help you improve your credit score. It’s the number one reason people decide to apply. Over 5 million people have already started their journey to improved credit with Vanquis.

Check whether you’re eligible in minutes, with no risk to your credit score.

Credit Builder Credit Card

This one's designed to build your credit score

Vanquis midnight credit card

Build your credit rating

by paying on time and staying within your limit.

£250 – £2,500

personalised credit limit.

Credit Builder Card Provider of the Year

Moneyfacts Consumer Awards 2023, 2024 and 2025.

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37.9% APR

(variable)

Your APR, credit limit and promo offer may vary based on your circumstances.

Balance Transfer Credit Card

This one's for paying off other balances

Vanquis black credit card

0% interest on balance transfers

made within 60 days of account opening.

Pay 0% for up to 18 months

on your transfer, subject to eligibility.

2.9% balance transfer fee

£250 – £7,000

personalised credit limit.

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40.9% APR

(variable)

Your APR, credit limit and promo offer may vary based on your circumstances. Balance transfers must be made within 60 days of account opening to benefit from the 0% offer.

The minimum amount you can transfer to your Vanquis card is £100. The maximum is 90% of your credit card limit. For example, if your limit is £1000, you can move up to £900. There’s a 2.9% transfer fee. So, if you transfer £900, a £26.10 fee will be added to your balance.

Purchase Credit Card

This one's for everyday spending

Vanquis black credit card

0% interest on purchases

starting from your first purchase. Spend within your offer term to qualify. Purchases made after your offer term will be charged interest at your standard variable interest rate.

Pay 0% for up to 9 months 

starting from your first purchase –  subject to eligibility

£250 – £4,000

personalised credit limit.

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39.9% APR

(variable)

Your APR, credit limit and promo offer may vary based on your circumstances.

Balance Transfer and Purchase Credit Card

This one's for a bit of everything

Vanquis midnight credit card

0% interest on balance transfers

made within 60 days of account opening.

0% interest on purchases

starting from your first purchase. Spend within your offer term to qualify. Purchases made after your offer term will be charged interest at your standard variable interest rate.

Interest-free for up to 12 months

on balance transfers and purchases, subject to eligibility.

2.9% balance transfer fee

£250 – £4,000

personalised credit limit.

Representative

41.9% APR

(variable)

Your APR, credit limit and promo offer may vary based on your circumstances. Balance transfers must be made within 60 days of account opening to benefit from the 0% offer.

The minimum amount you can transfer to your Vanquis card is £100. The maximum is 90% of your credit card limit. For example, if your limit is £1000, you can move up to £900. There’s a 2.9% transfer fee. So, if you transfer £900, a £26.10 fee will be added to your balance.

Over 5 million customers have already been accepted for a Vanquis Card