Our Credit Cards
Credit Builder Card
Representative
42.9% APR
(variable)
- No impact on your credit score
- Get a response in 60 seconds
- Over 5 million accepted customers
£250 – £2,500
personalised credit limit.
Build your credit rating
by paying on time and staying within your limit.
Credit Builder Card Provider of the Year
Moneyfacts Consumer Awards 2023-2025
Your APR and credit limit may vary based on your circumstances – see the summary box for more info.
To understand how we use your personal information, see our privacy notice.
Balance Transfer Card
Representative
33.9% APR
(variable)
- No impact on your credit score
- Get a response in 60 seconds
- Over 5 million accepted customers
£250 – £7,000
personalised credit limit.
Pay 0% for up to 19 months
on your transfer, subject to eligibility.
0% interest on balance transfers
made within 60 days of account opening.
Up to 3.9% balance transfer fee
Your APR, credit limit and promo offer may vary based on your circumstances. Balance transfers must be made within 60 days of account opening to benefit from the 0% offer – see the summary box for more info.
To understand how we use your personal information, see our privacy notice.
The minimum amount you can transfer to your Vanquis card is £100. The maximum is 90% of your credit card limit. For example, if your limit is £1000, you can move up to £900. If there’s a 3.9% transfer fee and you transfer £900, a £35.10 fee will be added to your balance.
Over 5 million customers have already been accepted for a Vanquis Card
Why choose Vanquis?
We're the bank that's got your back.
We lend to a much wider range of customers than the high street banks
Our eligibility checks give you confidence you’ll only be accepted for a credit card if you can afford the repayments and the APR is right for you
All our credit cards are easy to apply for and simple to manage through our app
Manage your account on the go with the Vanquis app
Our Vanquis app is safe, secure and designed to make managing your account easy.
- See everything in one place
- View your PIN and card details
- Add your card to Apple Wallet and Google™ Wallet
- Verify online purchases
- Make simple one-off payments
- Check your pending and recent transactions
- See up to 12 months of statements
Compare our credit cards
- Our range of cards can do different jobs for you.
- Get help with everyday spending, clearing a balance, building your credit score – or a bit of everything.
- Don’t let bad credit hold you back. You could be approved today. Check if you’re eligible today with no impact on your credit score.
