When I make a payment, what gets paid off first?

Most people find that Direct Debit is the simplest way to pay their credit card, as the amount is automatically taken from their chosen bank account each month. But if one-off payments suit you better, head to the Vanquis app and...

A Continuous Payment Authority (CPA) can also be known as a Recurring Debit Card Payment. It is a payment method, where you give us the authority to take payments from your debit card at regular intervals (like weekly or monthly). You may already have a CPA in place, but we now only offer payments by CPA in exceptional circumstances, for example for customers who are behind with their payments. Most customers now set up a Direct Debit to make regular payments. Tap here to set up a Direct Debit. If you do have a CPA set up and want to amend or cancel it, please give us a call on 0330 099 3000.

You can find all this info on the home screen of the app. Your statement balance is the amount owing since your last statement was produced. Your due date is the date you need to pay at least your minimum payment amount by.